What Is Moving Insurance and Who Needs It ?

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How Does Moving Insurance Work?

When you have hired a top Auckland moving company like us then it comes to protecting your belongings during a move, moving insurance can provide valuable peace of mind. Whether you’re moving across the country or just down the street, having the right moving insurance can help you recover from any unforeseen events or damages during the moving process.

What Is full-value Protection ?

One of the most common types of moving insurance is full-value protection. This type of insurance covers the replacement value of your belongings in the event of loss or damage during the move. This means that if your items are lost, stolen, or damaged beyond repair, the moving company will reimburse you for the full value of the items.

What Is Partial-value Protection ?

Another option is partial-value protection, which covers a portion of the value of your belongings in the event of loss or damage. This type of insurance may be a good option if you have some items that are of sentimental value but not necessarily high value.

For even more comprehensive coverage, some moving companies offer replacement-value protection. This type of insurance covers the cost of replacing lost or damaged items with new items of similar quality and value. This can be especially useful for high-value items like electronics or artwork.

In addition to protecting the value of your belongings, moving insurance can also provide liability coverage. This type of insurance covers any damages that may be caused to your belongings or to the property of others during the moving process. This can include damage to the walls or floors of your old or new home, or damage to other people’s property during the move.

What Is Accidental Damage Coverage ?

Another type of moving insurance to consider is accidental damage coverage. This type of insurance covers damages that may be caused by accidental events during the move, such as dropping or spilling items. This can be especially useful for protecting fragile items like glassware or fine artwork.

 Learn about :Packing and Moving Fragile Items 

Finally, personal property coverage is another option to consider when choosing moving insurance. This type of insurance covers the value of your personal belongings in the event of loss or damage, regardless of whether the loss or damage is the result of the moving company’s negligence or not.

Compare Different Plans And Prices

When it comes to choosing a moving insurance plan, it’s important to compare different options and choose a plan that meets your needs. Many moving companies offer online quotes for moving insurance, so you can easily compare different plans and prices. It’s also a good idea to look for comprehensive moving insurance plans that offer a range of coverage options, including full-value protection, liability coverage, and accidental damage coverage.

In conclusion, moving insurance can provide valuable protection for your belongings during a move. From full-value protection to liability coverage, there are a range of options to choose from depending on your specific needs. With the right moving insurance plan in place, you can have peace of mind knowing that your belongings are protected during the moving process.

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Do You Have Insurance For My Move?

Moving companies will not insure secondhand goods through any moving process, we recommend you consult your insurance company and arrange insurance whilst we are contracted to work on and move your goods. Please consult the carriage of goods act for further information

All jobs and carriage are at owner’s risk unless stated in writing by a representative of our company, by contracting us to do your job you understand legally the carrier is not liable for the loss of or damage to any goods except where the loss or damage is intentionally caused by the carrier.